Call Us: (704) 504-7771

Friday, March 10, 2017

The Auto Glass Insurance Process

Auto glass replacement is generally covered by most insurance policies. To make sure that drivers are able to utilize this service, there is a process that goes along with it. Here’s a little more on understanding how to go about having your insurance pay for your automotive glass repair.

Car window repair does not have a specific title when it comes to insurance coverage, but falls under comprehensive coverage. This kind of coverage applies to what an insurance company would pay towards damages to your car that are not sustained in a collision. Comprehensive coverage applies to things like vandalism and theft while also extending to a situation where a stone or rock causing damage to your windshield.

One thing that is important to note is that filing an insurance claim to fix your auto glass will not cause your rates to go up. It does not have the same effect that a car accident would have on insurance premiums. But there needs to be more than liability coverage for auto glass replacement to be covered through insurance. Having liability coverage will only protect you from having to pay for damages you caused to another car in the event of an accident.

cracked car windshield, windshield damage, Charlotte auto glass repair
When it comes to auto glass and insurance, there is also the question of deductibles. Many insurance policies will cover the cost of auto glass repair without a deductible. Your insurance agent will be able to detail the specifics of any deductibles you may or may not encounter. Weighing your deductible against the out-of-pocket cost of repair could help determine your best option.

Reputable auto window replacement shops are familiar with many insurance companies and can help facilitate the process. An auto glass technician will also determine whether repair or replacement is required. Sometimes, auto glass repair can be a simple and much cheaper solution.

Every year, it is a good idea to reexamine your auto insurance policy. Some areas may not seem like the utmost of importance until something unexpected occurs out on the road. A random stone could hit your windshield at any given time, so knowing your options ahead of time can make for a much easier solution.

Wilson and Tucker has accumulated years of experience dealing with all different insurance companies and can help drivers navigate through the auto glass replacement process. Regardless of what kind of vehicle you are driving, Wilson and Tucker has a car windshield replacement solution for you.

Sitemap | © Copyright 2015 Wilson & Tucker Auto Glass Inc.
Website Design, SEO and Internet Marketing by Leads Online Marketing LLC.