Car window repair does not have a specific title when it comes to insurance coverage, but falls under comprehensive coverage. This kind of coverage applies to what an insurance company would pay towards damages to your car that are not sustained in a collision. Comprehensive coverage applies to things like vandalism and theft while also extending to a situation where a stone or rock causing damage to your windshield.
One thing that is important to note is that filing an insurance claim to fix your auto glass will not cause your rates to go up. It does not have the same effect that a car accident would have on insurance premiums. But there needs to be more than liability coverage for auto glass replacement to be covered through insurance. Having liability coverage will only protect you from having to pay for damages you caused to another car in the event of an accident.
Reputable auto window replacement shops are familiar with many insurance companies and can help facilitate the process. An auto glass technician will also determine whether repair or replacement is required. Sometimes, auto glass repair can be a simple and much cheaper solution.
Every year, it is a good idea to reexamine your auto insurance policy. Some areas may not seem like the utmost of importance until something unexpected occurs out on the road. A random stone could hit your windshield at any given time, so knowing your options ahead of time can make for a much easier solution.
Wilson and Tucker has accumulated years of experience dealing with all different insurance companies and can help drivers navigate through the auto glass replacement process. Regardless of what kind of vehicle you are driving, Wilson and Tucker has a car windshield replacement solution for you.